Factors to Consider while choosing a Credit Card

Fees There are many cards that don’t charge any annual fees.

APR APR or Annual Percentage Rate is one of the most important factor while choosing a credit card.

Reward Program It plays a big part in choosing your credit card. Some cards earn a flat rate like 1 or 1.5% on all purchases

Balance Transfer A balance transfer card with 0% intro APR is best.

Credit Score Many cards offer a free credit score monthly monitoring tool. It helps you to check whether your score is increasing.

Sign Up Bonus Many cards offer a welcome bonus which is linked to minimum spending. Like a $200 bonus for spending $1,000 in the first 3 months