Choosing the right bank account is important as each one is different from the other

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Checking Accounts

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Savings Accounts

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Money Market Accounts

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Certificates of Deposit

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Which account is best for me?

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Finance

Different Types of Bank Accounts in the US

Choosing the right bank account is important as each one is different from the other

Checking Accounts

These are simply the best accounts for most people They are covered for up to $250,000 under FDIC insurance

1

Savings Accounts

Great for keeping emergency funds or saving for a goal Money kept earns interest known as Annual Percentage Yield (APY)

2

Money Market Accounts

They are similar to Checking and Savings account and also earn interest They have higher minimum deposit requirement and limits on monthly withdrawals

3

Certificates of Deposit

It’s a special type of savings account offering higher APY These are fixed term accounts ranging from few days to 10 years

4

Which account is best for me?

Depends on How much money you want to keep in the account? When will you require the money? How often do you want to withdraw the money?